Personal Loan Without PAN Card 2024 : We may suddenly need a loan. If your CIBIL score is very good and you have documents like PAN card and Aadhar card, then nowadays you can easily apply online and get a loan immediately. It does not take much time for this. The entire service has been made online but there are some citizens who do not have a PAN card.
In such a situation, how can he get a loan without a PAN card? If you want to get information about this, then read this article completely. By reading this article, you will be able to know who can get a loan without a PAN card? What documents do you need for this, as well as how can you apply for a loan without a PAN card.
Personal Loan Without PAN Card 2024
Without a PAN card you cannot take a big loan, generally you can take a loan of ₹5000 to ₹50000 without a PAN card. But generally for a loan of more than 50000 you need a PAN card. In such a situation, if you need a small loan, you can apply and take it without a PAN card. Any citizen of India can get a loan even without a PAN card.
If your PAN card is lost or you have not got your PAN card made, in that case we will give you information on how you can get a loan. Without going to the bank, you can avail the benefit of getting a loan without a PAN card by applying online from home.
Why is Personal Loan Without PAN Card necessary
Many times we suddenly need more money in our daily lives. In such a situation, borrowing from friends and relatives is not always right. In such a situation, you can solve this problem by taking an instant loan. That is why people who do not have a PAN card can apply for a loan. For this, you do not even need to go to the bank. In this way, by taking a loan, you can bear the expenses of your shopping, wedding expenses, business expenses or school fees and college fees.
Shriram Finance Company is offering personal loan up to Rs 15 lakh without guarantee
Eligibility Required for Personal Loan Without PAN Card
- Any citizen residing within India can avail loan in this manner without PAN card.
- To get a loan without PAN card, your minimum age must be 18 years.
- The maximum age cannot exceed 60 years.
- If you want to apply for a loan then you must have a salaried job.
- Your monthly salary must be minimum Rs 15,000.
- Along with this, when your CIBIL score is checked, it must be more than 750, otherwise you will not get the loan.
Documents required to get a loan without a PAN card
- Aadhar card
- Voter Card
- electricity bill
- certificate
- 3 months bank statement
- Bank account details
- Passport size photo
- mobile number
- email id
Canara Bank is giving loan up to Rs 10 lakh to start a business
How to Apply Online for Personal Loan Without PAN Card
If you want to get a loan without a PAN card, then you will have to follow its step by step process which we are giving below.
- The NBFC company or bank from which you want to apply for a loan without PAN card official website Visit at.
- If you want, you can also apply through mobile application.
- After this, after coming to the home page, you will have to go to the personal loan section.
- Here you have to select the loan amount ₹50000 or less.
- After this, when you are asked to verify the KYC documents, you have to enter the Aadhaar card number.
- An OTP will be sent to the mobile number linked with your Aadhaar card number, you have to enter it
- After this, when the verification of your application form is completed, the loan amount will be credited to your bank account.
- There may be some variation in the application process of all loan companies and banks.