Sukanya Samriddhi Yojana is an important scheme run by the Government of India to ensure the bright future of daughters. Through this scheme, parents can open a savings account in the name of their daughter and deposit money in it from time to time, which is returned in the form of a significant amount when the daughter grows up. If you also want to take advantage under this scheme, then you can apply as per the information given in the post.
Sukanya Samriddhi Yojana 2024
Sukanya Samriddhi Yojana was launched by Prime Minister Narendra Modi on 22 January 2015 under the ‘Beti Bachao, Beti Padhao’ campaign. The main objective of this scheme is to provide financial assistance for the education and marriage of girls. Under this scheme, parents can open an account in the name of their daughter, in which they receive a fixed amount with interest on regular deposits.
Key Features of Sukanya Samriddhi Yojana Scheme
- Age limit for opening an account: Under this scheme, account can be opened only in the name of a girl child up to 10 years of age.
- Amount deposited: The minimum deposit amount to open an account is Rs 250. A maximum of Rs 1.5 lakh can be deposited in a financial year.
- Rate of interest: This scheme offers an attractive interest rate determined by the government, which is higher than other savings schemes.
- maturity: Once the account is opened it remains active for 21 years or can be closed at the time of daughter’s marriage, provided the daughter has attained the age of 18 years.
- tax benefits: Deposits under this scheme are eligible for tax exemption under Section 80C of the Income Tax Act.
Benefits of Sukanya Samriddhi Yojana
- Economic Security: This scheme provides financial security for the education and marriage of the daughter.
- High interest rates: Higher interest rates are offered as compared to other savings schemes, thus providing good returns on the amount deposited.
- resilience: Funds can be deposited into the account at any time, which helps parents in financial planning.
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Sukanya Samriddhi Yojana Eligibility and Documents
The following documents are required to avail the benefits of this scheme:
- Birth certificate of daughter
- Parent’s identity card (like Aadhaar card, PAN card)
- Address proof
- Passport size photo
Sukanya Samriddhi Yojana Account Opening Process
- Go to the bank or post office: Sukanya Samriddhi Yojana account can be opened in any nearest bank or post office.
- Fill out the form: Get the Sukanya Samriddhi Yojana form from there and fill it carefully.
- Submit documents: Attach required documents with the form.
- Initial deposit amount: Deposit minimum Rs 250 in the account.
as example
If you deposit Rs 500 per month in this account, then after 15 years this amount will turn into a large sum with interest, which will prove to be very helpful at the time of daughter’s education or marriage. Under this scheme, you can secure your daughter’s future by depositing just Rs 250 per month.
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conclusion
Sukanya Samriddhi Yojana is a unique scheme to make the future of the daughter financially secure. By taking advantage of this scheme, you can collect the necessary funds for your daughter’s education and marriage. This scheme not only provides financial security to the parents, but also guarantees a bright future for the daughters of the country.