Pradhan Mantri Fasal Bima Yojana (PMFBY): In case of crop loss due to natural calamity, Central Govt Pradhan Mantri Crop Insurance Scheme Under this, crop compensation will be given to those farmers. About ₹ 2,00,000 has been insured so far under PM crop insurance scheme.
Under the Pradhan Mantri Crop Bima Yojana administered by the Union Government and the Ministry of Agriculture and Farmers Welfare, every small and marginal farmer will get compensation through a direct bank account for crop loss due to natural calamities.
Pradhan Mantri Fasal Bima Yojana or PM Fasal Bima Yojana was launched by Prime Minister Shri Narendra Modi on 18 February 2016 for the benefit of the farmers of the country. Through this scheme, all types of farmers in the country will be able to get crop insurance for their damaged crops instead of low premium.
So if you are a farmer and your crop is constantly being destroyed by any kind of natural calamities like natural fire and lightning, hailstorm, cyclone, storm, tide, flood, flood and landslide, drought, pests, diseases etc., then you can take PM crop insurance. Have to join the scheme. So let’s know detailed information about PM Crop Insurance Scheme.
Objective of Pradhan Mantri Crop Insurance Scheme
Some of the main objectives of launching Pradhan Mantri Crop Insurance Yojana are
- In India there are still some places where crops are damaged by various natural calamities or pests, the Pradhan Mantri Pak Bima Yojana has been launched to compensate the farmers.
- A scheme has been launched to encourage farmers to resume cultivation after crop failure.
- If the crops of the farmers covered under this scheme are destroyed, the central government will pay a maximum of Rs. 2,00,000 will be reimbursed.
Beneficiaries of PM Pak Bima Yojana
Under Pradhan Mantri Fasal Bima Yojana or PM Fasal Bima Yojana, every small-marginal farmer in India can apply for this scheme and get all the benefits of the scheme, but for this they have to follow some rules.
PM Crop Insurance Scheme Eligibility Criteria
To apply for PM Crop Insurance Scheme, applicants must have certain qualifications, these are the qualifications
- Applicant must be a citizen of India.
- Only farmers from India can apply for this scheme.
- After joining the Pradhan Mantri Crop Insurance Yojana, if a farmer has suffered 50 percent or more loss due to natural calamities after harvest, he will also be able to avail the benefits of the scheme.
- Every poor and middle class family farmer in India is eligible to apply under this scheme.
- The applicant farmer should have the necessary documents for crop damage in the field.
- If a farmer’s crop is damaged due to natural calamity before 15 days of harvesting, he can also apply for this scheme and get the benefits of the scheme.
Documents Required for PM Crop Insurance Scheme
While applying for PM Crop Insurance Scheme, certain documents have to be submitted
- Aadhaar Card of the applicant
- address proof
- Voter Card
- Ration card
- PAN card
- Driving License (if any)
- Land Draft No
- Photocopy of agreement
- Land documents
- Bank Account Number (must be linked with Aadhaar Number)
- mobile no
- Passport size photograph
Apply Pradhan Mantri Crop Insurance Online Scheme
If you want to apply online for Pradhan Mantri Crop Insurance Yojana without any error, follow the below mentioned procedures completely.
Step 1: First of all you have to enter this link https://pmfby.gov.in/. Official website But have to reach.
Step 2: After landing on the homepage of the official website, you Farmer’s Corner You have to click on the option.
Step 3: After you come to the next page Guest farmer If you are registering for the first time then you have to click on the option.
Step 4: On the next page, you will have the application form for registration. After filling all information of farmer, house address, farmer ID, farmer’s bank account details and captcha code. Create a user Click on the option.
Step 5: Now again after coming to farmer application page Login to the farm You have to click on the option.
Step 6: After coming to the next page, enter the mobile number you provided during registration and fill the captcha code and Request for OTP Click on the option.
Step 7: A 6 digit OTP will be sent to your mobile number, after you enter that OTP in the specified space Submit You have to click on the option.
Step 8: After login you will see an application form to apply for PM Pak Bima Yojana. There you have to fill all the information well and finally upload the required documents. Then you have to check the application form thoroughly if there is anything wrong and finally submit the application form by clicking on submit option.
Special Notes: If you cannot apply for PM Shasya Bima Yojana through laptop, mobile or computer sitting at home, then you have to contact your nearest Common Service Center or CSC Center. If you refer that person to apply for PM Shasya Bima Yojana, that person will apply for Pradhan Mantri Shasya Bima Yojana in your name.
Apply Pradhan Mantri Crop Insurance Offline Yojana
If you want to apply for PM Shasya Bima Yojana through offline then follow the below steps carefully.
Step 1: To apply for PM Shasya Bima Yojana, you have to visit your nearest bank.
Step 2: Application form for Pradhan Mantri Fasal Bima Yojana should be collected from that particular bank.
Step 3: All the information asked for in the application form should be filled completely and necessary documents should be attached.
Step 4: Finally, the application form and documents have to be submitted to the specific officer of the bank.
Step 5: After submitting the application form, you will receive a receipt, which should be kept well for future reference.
Official website of PM Crop Insurance Scheme
| Name of the scheme | Official website link |
| Pradhan Mantri Crop Insurance Scheme | PMFBY |