Pradhan Mantri Awas Yojana 2024: Pradhan Mantri Awas Yojana was launched to provide housing to poor and middle class families in the country. Pradhan Mantri Awas Yojana was initially known as Indira Awas Yojana, but later the Prime Minister of India Shri Narendra Modi changed its name to Pradhan Mantri Awas Yojana in 2016.
In today’s article we have discussed all the latest updates of Pradhan Mantri Awas Yojana. We have also discussed how eligible families can apply for Pradhan Mantri Awas Yojana Rural and Pradhan Mantri Awas Yojana Urban.
Types of Pradhan Mantri Awas Yojana
Pradhan Mantri Awas Yojana Grameen (PMAY-G) to build houses for poor and middle class families in rural areas. On the other hand, Pradhan Mantri Awas Yojana Urban (PMAY-U) was launched to build houses for poor and middle class people in urban areas.
Pradhan Mantri Awas Yojana has three phases in which the first phase started in April 2015 and ended in March 2017. The second phase ran from April 2017 to March 2019. On the other hand, the third phase was completed from April 2019 to March 2022.
The central government has set a target of benefiting more than 2 crore families between 2022 and 2025. If you are a citizen of a poor or middle class family in India and if you do not have more than two rooms/house in a mud house, you can easily avail the benefits of Pradhan Mantri Awas Yojana. So let’s know about Pradhan Mantri Awas Yojana.
Objective of Pradhan Mantri Awas Yojana
Some of the main objectives of launching Pradhan Mantri Awas Yojana are
- The main objective of launching the Pradhan Mantri Awas Yojana is to provide permanent housing to the citizens of the country.
- Currently there are some families in India whose financial condition cannot afford to repair or construct their houses, a scheme has been launched for this.
- The scheme has been launched to guide the process of housing development in rural and urban areas.
- There are some families in rural and urban areas who face various hardships due to natural calamities. This scheme is launched only for them.
- The Central Government has provided a maximum of Rs. 2,35,000 will be given.
- At the same time, the central government will provide financial assistance ranging from Rs 1,20,000 to Rs 1,30,000 for building houses to poor and middle class families in rural areas.
Beneficiary of Pradhan Mantri Awas Yojana
Ever since we started discussing the Pradhan Mantri Awas Yojana in the post, we have said that every poor and middle class family in rural and urban areas of India, who do not have a paved house to live in or who do not have a mud house, all these beneficiaries have more than two houses. By applying for this scheme one can get all the benefits of this scheme.
Pradhan Mantri Awas Yojana Eligibility Criteria
To apply for Pradhan Mantri Awas Yojana, applicants must have certain qualifications, these are the qualifications
- Applicant must be a citizen of India. Applicant must be landless or homeless.
- Families who have a mud house with one or two rooms can apply for this scheme.
- No member of the applicant’s family should own a permanent house. The applicant’s family should not belong to any other housing scheme established by the Government of India.
- Annual family income irrespective of class is Rs. 3,00,000 to Rs. 6,00,000 should be between.
- Applicant’s name should be in the ration card or BPL list.
- Applicant family should not have any educated male member above 25 years of age.
- Families who have no member in the age group of 15 to 59 years can also apply for this scheme.
- No member of the applicant’s family should be inducted into Government service.
- People belonging to Scheduled Castes, Scheduled Tribes and Minority Communities can apply for this scheme and get the benefits of the scheme.
Documents required for Pradhan Mantri Awas Yojana
Some of the documents to be submitted while applying for Pradhan Mantri Awas Yojana are:
- aadhar card
- address proof
- Ration card
- Proof of age
- Cast Certificate (if any)
- Family Income Certificate
- Bank Account Number (must be linked with Aadhaar Number)
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- Passport size photograph
Pradhan Mantri Awas Yojana Application Process
If you are a citizen of a poor or middle class family in a rural area, to apply under Pradhan Mantri Awas Yojana Rural, you have to go to your nearest Gram Panchayat or Block Development Office and complete the application process. Again if you are a citizen of poor or middle class family in urban areas, you have to visit your municipality or nearest bank to apply for this scheme.
Pradhan Mantri Awas Yojana official website
| Yojana Name | Official Website Link |
|---|---|
| Pradhan Mantri Awas Yojana Gramin (PMAY-G) | pmayg.nic.in |
| Pradhan Mantri Awas Yojana Urban (PMAY-U) | pmay-urban.gov.in |