How To Link NPS Account with Aadhaar Card: The Government of India has started linking different schemes to different documents to reduce fraud. One of them is linking pension account to Aadhaar card. Linking National Permanent System (NPS) account to Aadhaar card has now been made mandatory by the Government of India to verify and track beneficiaries in a transparent manner. For government employees to be eligible for pension and other benefits after retirement, this linking is necessary. Thanks to NPS Aadhaar link, people can easily claim their pension at any time by storing their data in a single, central repository. Follow the post below for complete information regarding linking NPS account to Aadhaar.
Benefits of Linking NPS Account with Aadhaar
Here are some of the major benefits of linking NPS account with Aadhaar:
- Opening an NPS account online has become extremely simple using Aadhaar authentication.
- Guidelines have been issued by the government for NPS subscribers to link their accounts with Aadhaar in order to track financial activities and provide exemptions to taxpayers.
- With Aadhaar seeding, you can quickly comply with KYC requirements.
- Using Aadhaar number for e-KYC relieves the user from unnecessary paperwork, and Aadhaar OTP guarantees fast, real-time verification.
guidance Link NPS Account with Aadhar Card
Here are some important points to remember before linking:
- The name should match between your Aadhaar card and PRAN (Permanent Retirement Account Number).
- Irrespective of having provided his/her Aadhaar at the time of subscription, the subscriber will have to go through the Aadhaar-NPS connection process.
- Only Aadhaar OTP authentication technology is used to link Aadhaar with NPS.
- To avail this facility, your mobile number must be linked to your Aadhaar number. If you have not done so earlier, you will have to link your mobile number to Aadhaar.
- Government employees can complete their Aadhaar seeding work only after their request is approved by the concerned nodal officer.
Process to link NPS account with Aadhaar card for new users
The process to link NPS account with Aadhaar for new users is as follows:
- First, go to official website NSDL e-NPS
- The homepage of the website will open
- Now, click on Registration button
- A new page will open
- Now, choose the option you want
- Then, enter your Aadhaar card number and click on the Generate OTP button
- An OTP will be sent to your registered mobile number
- Enter the received OTP and click on Continue button
- NPS registration form will open on your screen
- Now, fill the form with all the required details
- Then, make the desired payment
- After successful payment, an acknowledgement number will be automatically generated on your screen, save it for future reference
- Now proceed further and submit the registration details
- Permanent Retirement Account Number (PRAN) will be automatically generated
- Next, e-sign the registration form and complete the NPS Aadhaar link process
Process to link NPS account with Aadhaar current Users
The process to link NPS account with Aadhaar for existing users is as follows:
- First, go to official website NSDL e-Governance i.e., https://cra-nsdl.com/CRA/
- The homepage of the website will open
- Now, login to your registered NPS account
- Your account dashboard will open
- Under the Update Details section, click on the Update Aadhaar/Address Details option
- A new page will open
- Now enter your Aadhaar number and re-enter your Aadhaar number
- After that, click on Generate OTP button
- Then, click on the Proceed button to give your consent to start the linking process
- An OTP will be sent to your registered mobile number
- Enter the OTP received for verification
- After successful verification your NPS account will be linked.
frequently Asked question
Yes, Government of India has made it mandatory that NPS account should be linked with Aadhar card.
Withdrawal facilities are available from the NPS account, depending on the plan chosen. Tier 2 plans allow unrestricted withdrawal of funds.
No, you will need to verify your OTP to link NPS to your Aadhaar. Therefore, if your Aadhaar-registered mobile number is different from the one you are using now, OTP verification and connection will be impossible.