PhonePe Personal Loan Apply Online 2024: Get a personal loan of up to Rs 50,000 in 5 minutes on PhonePe, apply online like this

But to apply for phonepe personal loan, you need to have information related to the loan. If you do not know about it, then it does not matter, we will tell you further PhonePe Personal Loan Online Apply how it is done and you How to get personal loan from Phonepe? We will give complete information about this.

Along with this, we will also tell you about Phonepe Personal Loan Eligibility, Interest Rate and Documents etc. For more information, stay in this article till the end.

How to get personal loan on PhonePe?

If you want to take a loan from Phonepe, then first let us tell you that you cannot take a loan directly from PhonePe. PhonePe approves loans with the help of a third party application. PhonePe gives loans through some partnership companies, so PhonePe Personal Loan For this, you have to download the app of the partnership companies and apply for the loan. Through these apps, you can loan by aadhar card You can apply for it.

Flipkart, Kredit Bee, MoneyView, Bajaj finserv, Navi, Payme India are some of the applications that provide PhonePe Personal Loan. To get a loan from PhonePe, you first have to register in the PhonePe Business App and then download the app of any partner company from Google Play Store and apply for a loan. Then you will get a maximum loan of up to Rs 5 lakh from this platform.

PhonePe Personal Loan Overview 2024

Name of the article	PhonePe Personal Loan
Loan Type	Personal Loan
Loan Amount	10 thousand to 5 lakh rupees
Processing Fees	Can range from 2% to 8%
partnership	Flipkart, Bajaj Finserv, Kredit Bee, MoneyView, Payme Indianavi, Navi App etc.
Loan Approval Process	Online
official website	https://www.phonepe.com/

Phonepe Personal Loan Interest Rate | Interest Rate

The interest rate of PhonePe Personal Loan depends on the terms and conditions of the third party application. The application from which you can avail the loan can be availed by clicking on the interest rate. PhonePe Personal Loan You will have to pay interest rate as per the terms and conditions of the application for which you will apply. Suppose you apply for a loan from Money View then you may have to pay interest up to 15.96%.

In addition, you will have to pay a processing fee which can range from 2% to 8%. On Money View, you can take a loan for a period of 3 months to a maximum of 5 years and similarly the terms and conditions of other applications may vary.

Eligibility for taking PhonePe Personal Loan

To take a loan from PhonePe, you have to agree to some terms and conditions which are as follows –

• PhonePe Personal Loan Only Indian citizens can apply for this.
• To avail a personal loan from PhonePe, you must be at least 21 years of age or above.
• You should have all the KYC documents.
• It is necessary for you to have EKYC i.e. your Aadhaar number should be linked to the mobile number.
• You must have an active bank account and Aadhaar number should be linked to the bank account.
• PhonePe should be active in your mobile and your bank account should be linked to PhonePe.
• Salaried individuals and self-employed individuals can apply for Phone Pe loan.
• Your monthly income should be at least Rs 25 thousand and you should have an income certificate.
• A good CIBIL score is necessary for personal loan.
• You should have a good record of your financial transactions and you should not be a defaulter.

Required Documents for PhonePe Personal Loan

To take a personal loan from PhonePe, you must have the required documents, such as –

• Aadhar card
• PAN card
• Bank Account
• Bank statement
• salary slip
• aadhar link mobile number
• A selfie, etc.

Also read: Bank of Baroda is offering personal loan up to Rs 2 lakh

How to apply for PhonePe Personal Loan online?

If you do not know how to get a personal loan from PhonePe and you want to avail this loan then PhonePe Personal Loan If you want to apply online for this then you can get a loan in a few minutes by following the process given below –

• First, you need to go to Google Play Store Download PhonePe App Have to do it.
• After this you will have to register in the app with your mobile number.
• After this you will have to link your bank account with UPI ID.
• In the dashboard in front of you, there will be an option of “See All” near the option of Recharge & Bills, you will have to click on this option.
• After this, below “Recharge & Pay Bills” you will see the names of some Third Party Companies, such as – Bajaj Finance LTD, Buddy Loan, Home Credit, kreditbee, Moneyview, Avail Finance, Navi Etc., you have to select the company from which you want to take the loan.
• Suppose you need a loan from Moneyview then download this app from Google Play Store.
• After this, you will have to open it and register with the same number with which you had registered on PhonePe.
• Now a new page will open in front of you where you will have to provide some personal information.
• All the personal loan offers will be visible to you, you can choose any plan as per your choice under Select Your Loan Plan.
• After this, you will have to enter the details of banking etc. and upload the necessary documents.
• After doing this, as soon as the loan is approved, your loan amount will be transferred to your bank account within a few minutes.

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