Citibank Personal Loan 2024 : If you need a personal loan, let us tell you that Citibank is offering personal loans to customers for personal expenses at an annual interest rate of just 10.75%. You can easily apply for Citibank personal loan online or offline by visiting the nearest branch of Citibank or its official website.
In this article, we will tell you Citibank Personal Loan Apply We will give you detailed information about how to apply and how you can get a personal loan from Citibank. Here you will be given complete information about how to apply for Citibank Personal Loan along with loan features, benefits, documents required, eligibility criteria, interest rate and other charges.
If you fulfill the conditions of this loan of the bank, then within 48 hours you can get a loan for personal expenses like education, medical emergency, travel, marriage. Let us tell you that you Citibank Personal Loan Under this, you can take a loan of up to Rs 30 lakh. But for this you will have to read this article completely and we hope that all this information will prove useful for you.
More Information About Citibank Personal Loan 2024
Citibank Personal Loan It is a loan taken for personal expenses which includes all personal needs such as education, medical emergency, travel, marriage etc. Please note that on fulfilling the eligibility conditions of this loan, you can get a loan of up to Rs 30 lakh in just 48 hours. If you need money and want to take a loan, then you can apply online for Citibank Personal Loan.
Citibank Personal Loan Interest Rate
An annual interest rate of 10.75% is applicable on Citibank personal loan. However, it depends on several factors like customer’s job profile, credit score, income, age, past financial record, monthly income etc.
Citibank Personal Loan Fee And Other Charges
Before applying for Citibank Personal Loan, check its fees and other charges –
| Processing Fees | Up to 3% of the loan amount |
| Late Fees | No fee |
| Loan pre-closure charges | Up to 4% on total principal outstanding |
| stamp duty | Based on the applicable and prevailing state laws on the loan agreement. |
Citibank Personal Loan Repayment Period
Under Citibank Personal Loan 2024, a loan of minimum ₹50,000 to maximum ₹30 lakh can be taken with a repayment period of minimum 1 year to maximum 5 years.
Citibank Personal Loan Benefits and Features
- Citibank offers personal loans to its customers ranging from Rs 50 thousand to a maximum of Rs 30 lakh.
- Customers can avail personal loans for their small to big needs.
- The interest rate of this loan starts from just 10.75%, which means a good amount can be availed as loan at affordable rates.
- Salaried or non-salary individuals can apply for Citibank Personal Loan online or offline.
- This loan can be obtained within 48 hours with minimum documentation.
- Personal expenses such as marriage, medical, emergency, travelling etc. are covered under Citibank Personal Loan.
- Part payment option can also be chosen to repay Citi Bank personal loan.
Citibank Personal Loan Eligibility Criteria
- To Apply for Citibank Personal Loan Online, make sure you are a salaried or non-salary individual (owning business).
- Make sure your monthly income is minimum ₹25000.
- You have to certify that your age is between minimum 21 years to maximum 60 years.
- Check that you have KYC documents like Aadhaar card and PAN card etc. available.
- Make sure you have experience in your work (job or self-employment).
- Check your CIBIL score, if your CIBIL score is good then you are eligible for this loan.
Loan up to Rs 50000 is available for business, apply like this
Citibank Personal Loan Required Documents
Before applying under Citibank Personal Loan, make sure that you are able to fulfil the following documents –
- Aadhar card
- PAN card
- salary slip
- ITR Returns
- Address proof
- income certificate
- Age Certificate
- mobile number
- email id
- Passport size photo.
India Post Payment Bank is offering a loan of Rs 50,000 in just 5 minutes
How to Apply for Citibank Personal Loan (Citibank Personal Loan Apply Online)
If you are eligible for Citibank personal loan and want to apply then you can apply by following the process given below
- If you want to apply online for personal loan from Citi Bank, then first of all you have to apply for this bank official website Go to.
- After the home page of the official website opens, click on the given “Loans” option.
- On clicking, you will get the “Personal Loan” option, click on the “Apply Now” option given under it.
- After clicking, you will be asked whether you are a Citi Bank account holder or not, if you are then click on “YES” option, if you are not a Citi Bank account holder then click on “NO” option.
- Now you will reach the Personal Loan Application Form, enter all the required details asked in it carefully.
- After entering the information, click on the “Submit” option given next.
- On clicking, your process of successfully applying for Citibank Personal Loan online will be completed.
please pay attention: If you are unable to apply online, then you can also apply for Citibank personal loan through offline mode. For this, first of all you have to go to the nearest branch of Citibank. After going there, you have to talk to the bank manager and get all kinds of information related to personal loan. After this, you will be given an application form by the bank which you have to fill and submit along with all the necessary documents. Your application will be checked by the bank, after which if everything is not in order, the loan amount will be transferred to you.