PM Housing Scheme Online Apply: Everyone wants to have a permanent house to live in. Many people still live in kutcha houses. Especially in rural areas, people still do not have permanent houses. The government has recognized this problem and for this, the Pradhan Mantri Awas Yojana was started a long time ago. Under this scheme, the government provides financial assistance to poor families who are not financially capable of building their own house to build a permanent house. This scheme is still going on. If you want to apply in this scheme and take advantage of it, then read this article completely.
In this article today, you will be given detailed information about Pradhan Mantri Awas Yojana. Here you will be told how you can apply in Pradhan Mantri Awas Yojana, what are its eligibility, objectives, documents and benefits and features? To understand the complete information, you have to stay with us till the end of this article.
What is PM Housing Scheme?
For all the poor families in the country who still live in kutcha houses and slums, the Pradhan Mantri Awas Yojana is proving to be very beneficial for them. The dream of owning a pucca house is being fulfilled for millions of residents living in rural and urban areas due to this scheme. People from the economically weaker section of the society whose salary is very low are not able to build their own house. To provide them social security, the government has started the Pradhan Mantri Awas Yojana.
Under the Pradhan Mantri Awas Yojana, financial assistance is given to the beneficiaries so that they can build their house. For this, the beneficiary has to apply through the right medium. The government also provides subsidy on the amount received for building the house.
How much subsidy will be available in PM Awas Yojana
Under this Pradhan Mantri Awas Yojana run by the government, people living in urban or rural areas get a subsidy of up to Rs 120000 or Rs 2,50,000. Different subsidy amounts have been kept according to different areas. Your subsidy amount is sent directly to your bank account through the Direct Bank Transfer System.
Objectives of PM Housing Scheme
The main objective of this scheme is to provide financial assistance to the poor and economically weaker section families to build their own permanent house. The dream of building a permanent house is still not being fulfilled for millions of people, but this scheme has been made to make the dream come true. Under the Pradhan Mantri Awas Yojana, people from rural and urban areas are benefiting equally.
Benefits and Features of PM Housing Scheme
- Under the Pradhan Mantri Awas Yojana, you get a loan for a period of 20 years at a very low interest rate.
- You have to pay only 6.50% interest on the loan you take.
- People belonging to specific groups like Divyangjan or senior citizens are given loans at very low interest rates.
- Eligible citizens residing in the plains are given assistance up to ₹ 120000. On the other hand, citizens living in the hilly areas are given financial assistance up to Rs 130000.
- Under this scheme, if you construct a toilet in your house, then additional assistance of up to ₹ 12000 is given.
- The amount received under the scheme is transferred directly to your bank account.
Eligibility for PM Housing Scheme
- Only permanent residents of India can apply in this scheme.
- The person applying for the scheme should not already have a pucca house.
- The minimum age of the person applying must be 18 years or more.
- The annual income of the person applying should be between ₹3,00,000 to ₹6 lakh.
- It would be better if the name of the person applying is in the ration card or BPL list.
- The person applying must have his/her Voter ID card.
Documents for PM Housing Scheme
- Aadhar card
- Photo
- Job card of the beneficiary
- Bank passbook
- Swachh Bharat Mission Registration Number
- mobile number
How to apply for PM Housing Scheme Online 2024?
If you want to apply under the Pradhan Mantri Awas Yojana, then you will be given complete information below. You will have to apply online in the manner mentioned below step by step.
- First of all you have to go to the official website of Pradhan Mantri Awas Yojana https,//pmaymis.gov.in/ You will have to open the home page in front of you.
- On the home page, you will see three pies in the menu bar, click on them.
- Now you will see some options in front of you where you have to click on the Awaassoft option.
- Now a complete list will open in front of you in which you have to select the Data Entry option.
- After this, a new page will open in front of you where you have to click on the option of Data Entry for AWAAS.
- After this you will have to select your state and district and click on the Continue button.
- Here you have to enter information like your username, password, captcha code and click on the Login button.
- After this a Beneficiary Registration Form will open on your screen.
- Here you will have to fill your personal details, beneficiary bank details, beneficiary convergence details.
- Whatever details are there in the last column will be filled in the concern office.
- By following this entire process carefully, you can apply for Pradhan Mantri Awas Yojana through online mode.
List of PM Housing Schemes
Pradhan Mantri Awas Yojana Gramin List