Citibank Personal Loan 2024 : If you need a personal loan, let us tell you that Citibank is offering personal loans to customers for personal expenses at an annual interest rate of just 10.75%. You can easily apply for Citibank personal loan online or offline by visiting the nearest branch of Citibank or its official website.
In this article, we will tell you Citibank Personal Loan Apply We will give you detailed information about how to apply and how you can get a personal loan from Citibank. Here you will be given complete information about how to apply for Citibank Personal Loan along with loan features, benefits, documents required, eligibility criteria, interest rate and other charges.
If you fulfill the conditions of this loan of the bank, then within 48 hours you can get a loan for personal expenses like education, medical emergency, travel, marriage. Let us tell you that you Citibank Personal Loan Under this, you can take a loan of up to Rs 30 lakh. But for this you will have to read this article completely and we hope that all this information will prove useful for you.
More Information About Citibank Personal Loan 2024
Citibank Personal Loan It is a loan taken for personal expenses which includes all personal needs such as education, medical emergency, travel, marriage etc. Please note that on fulfilling the eligibility conditions of this loan, you can get a loan of up to Rs 30 lakh in just 48 hours. If you need money and want to take a loan, then you can apply online for Citibank Personal Loan.
Citibank Personal Loan Interest Rate
An annual interest rate of 10.75% is applicable on Citibank personal loan. However, it depends on several factors like customer’s job profile, credit score, income, age, past financial record, monthly income etc.
Citibank Personal Loan Fee And Other Charges
Before applying for Citibank Personal Loan, check its fees and other charges –
Processing Fees | Up to 3% of the loan amount |
Late Fees | No fee |
Loan pre-closure charges | Up to 4% on total principal outstanding |
stamp duty | Based on the applicable and prevailing state laws on the loan agreement. |
Citibank Personal Loan Repayment Period
Under Citibank Personal Loan 2024, a loan of minimum ₹50,000 to maximum ₹30 lakh can be taken with a repayment period of minimum 1 year to maximum 5 years.
Citibank Personal Loan Benefits and Features
- Citibank offers personal loans to its customers ranging from Rs 50 thousand to a maximum of Rs 30 lakh.
- Customers can avail personal loans for their small to big needs.
- The interest rate of this loan starts from just 10.75%, which means a good amount can be availed as loan at affordable rates.
- Salaried or non-salary individuals can apply for Citibank Personal Loan online or offline.
- This loan can be obtained within 48 hours with minimum documentation.
- Personal expenses such as marriage, medical, emergency, travelling etc. are covered under Citibank Personal Loan.
- Part payment option can also be chosen to repay Citi Bank personal loan.